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How much does it cost to run an immersion heater?

Work out what it costs to heat water — a bath, a shower, a sink or a full cylinder — on your own electricity rate, including what an insulated tank loses while it just sits there.

Using the French average of 25.61c/kWh — Eurostat, the second half of 2025.

A 150 litre cylinder taken from cold to 60 °C. In practice a cylinder is usually topped up rather than heated from cold, so treat this as a full reheat.

The water
L
A bath is roughly 80 litres, a shower about 8 litres a minute, a kitchen sink 10 to 15. A domestic cylinder is usually 120 to 210.
°C
Mains water is around 10 °C in winter and 15 to 20 in summer, which is why the same bath costs noticeably more in January.
°C
Cylinders are normally set to 60 °C — hot enough to kill legionella bacteria. A bath or shower is drawn at about 40 °C, so use that if you are costing one directly.
How it is heated
%
An immersion heater is 100% — all the electricity becomes heat in the water. A heat pump cylinder is 250 to 300%, because it moves heat instead of making it.
kWh/day
Heat the tank leaks while nobody uses it. A modern factory-insulated cylinder loses roughly 1 to 1.5 kWh a day; an old one with a jacket can lose three times that. Leave at 0 if you heat water on demand.
Your tariff
c/kWh
If your cylinder heats overnight on an off-peak rate, use that figure — water heating is one of the easiest loads to shift into a cheap window.
Cost each time €2.23
Cost per year €813
Energy each time 8.72 kWh
Temperature rise 50
Cost per 100 litres €1.49
Of which standing loss €0.00

What drives the cost

An immersion heater is simply a resistive element sitting in the cylinder, so it is 100% efficient — every unit of electricity ends up as heat in the water. There is no more efficient immersion heater to buy, and any product claiming otherwise is describing controls or insulation, not the element.

Because the element is typically 3 kW, a full reheat of a domestic cylinder takes two to three hours. That matters mainly for off-peak tariffs: a full cylinder comfortably fits inside a typical overnight cheap window, which is why timed immersion heating on an off-peak rate is often cheaper than heating on demand at the day rate.

How this is worked out

Heating water takes a fixed amount of energy that depends only on how much water there is and how far you are raising its temperature. It takes 4.186 kilojoules to lift one kilogram of water by one degree, a litre weighs about a kilogram, and a kilowatt hour is 3,600 kilojoules — so one litre raised by one degree needs 0.00116 kWh. Multiply by your litres, by the temperature rise, and by your unit rate, and that is the cost. Nothing about this changes from country to country; only the price does.

What this assumes

  • Cold water enters at the temperature you set. Mains temperature swings from about 10 °C in winter to nearly 20 °C in summer, so the same bath genuinely costs more in January than in July.
  • All the heat ends up in the water. That is true for an immersion heater and close to true for a heat pump cylinder, but a gas boiler loses some up the flue.
  • Standing loss is a flat daily figure. In reality it rises with the temperature difference, so a cylinder loses more in a cold house than a warm one.
  • Efficiency above 100% means a heat pump, which is not a contradiction: it moves existing heat rather than creating it, so it delivers more heat than the electricity it consumes.
  • The rate filled in for you is an average that spreads fixed charges across a year's usage, so it sits above what one extra unit really costs. Entering the unit rate from your own bill gives a closer answer.

Questions

Is an immersion heater expensive to run?

It is expensive per unit of heat compared with gas or a heat pump, because electricity costs more per kWh than gas and an immersion cannot beat 100% efficiency. It is not wasteful, though — none of the energy is lost, it just costs what electricity costs.

Why is 60 °C the usual setting?

Because legionella bacteria survive in stored water between roughly 20 and 45 °C and are killed reliably at 60. That is why cylinders are set there even though nobody uses water that hot — it gets blended with cold at the tap.

Is it cheaper to heat water only when I need it?

For a cylinder, usually yes, because a tank sat at temperature is losing heat continuously. Heating on a timer just before you need it cuts that loss. The exception is if it lets you heat on a cheap overnight rate, which normally beats the standing loss.

Does it cost less to heat water in summer?

Yes, and by more than most people expect. Mains water can arrive nearly 10 °C warmer in summer, which on a 50 degree rise is a fifth less energy for exactly the same tankful.

Does this work for gas water heating?

The energy figure does — the physics is the same. The cost does not, because you would need to enter a gas price per kWh and drop the efficiency to around 80–90% to account for flue losses. This tool is set up for electricity.

Related tools

Sources

Rates from Eurostat for the second half of 2025. Last reviewed 21 August 2026.